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How can we
help you?

Find answers to the most frequently asked questions by our clients.

Financing & Loans

Who can benefit from your financing?
Our loan solutions are aimed at a diverse clientele: individuals seeking personal or real estate loans, entrepreneurs looking for capital for their business, and international institutions. Whether you are in Europe, North America, or elsewhere, we structure financing adapted to each profile.
What are your actual execution times?
Speed is our strength. Thanks to our private fund consortium structure, we deliver an agreement in principle within 24 business hours. The actual release of funds generally occurs within 2 to 5 days after signature, compared to several weeks in the traditional banking circuit.
Why choose a private consortium over a traditional bank?
The consortium offers superior agility, discretion, and flexibility. Where retail banks are constrained by rigid regulations and long administrative delays, we use global private capital to offer tailor-made solutions, even for complex cases.
What are the minimum and maximum financing amounts?
We intervene on a wide range of needs: from €5,000 for personal loans up to more than €50 million for infrastructure projects or major corporate investments.
What is the interest rate applied to your loans?
Our rates are very competitive and indexed to international markets. For personal loans, our rates generally start from 2.0% per year, depending on the loan term and the borrower's profile.
Can I repay my loan early?
Absolutely. Flexibility is at the heart of our contracts. You can make early repayments, partial or total, at any time. The exact terms are transparently specified in your initial loan contract.

Banking Instruments (SBLC, BG)

What is an SBLC (Standby Letter of Credit) and its purpose?
The SBLC is a payment guarantee issued by a first-rate bank. It serves as a major security instrument in international trade transactions, protecting both the buyer and the seller and facilitating large-scale import/export.
Which banks issue your financial instruments?
To guarantee global acceptance, we collaborate exclusively with banking institutions from the "Global Top 25" (mainly in Switzerland, the UK, the USA, and Japan). Our instruments (BG, SBLC, LC) are thus recognized by all global financial players.

Investments & Savings

Do you also offer investment opportunities?
Yes, STPI Finance allows qualified investors to participate in high-yield private placements. We offer wealth management solutions and diversified investment vehicles on global markets.
How is my invested capital secured?
The security of your capital is our priority. Our investments are backed by real assets or guaranteed by top-tier banking instruments. We apply a rigorous risk management strategy to ensure the longevity and growth of your assets.

Security & Confidentiality

How do you guarantee the confidentiality of my data?
Absolute discretion is our golden rule. All your information is protected by strict non-disclosure agreements (NDA). Your data is hosted on highly secure servers with military-grade encryption (AES-256).
Why is the KYC (Know Your Customer) process mandatory?
KYC is an international legal obligation aimed at preventing fraud and money laundering. It is a guarantee of security for both us and you, proving the integrity of our structure and our clients.

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